Mortgage Loans

We'll work to help make your dream home a reality with our low rates and simple process. With as little as 3% down*, the whole family will be excited for moving day!

Hit a Mortgage Home Run

Let Coast Central Credit Union’s Mortgage Loan Team help you slide into your dream home. Thanks to no origination fee and some of the lowest rates around, now’s the perfect time to step up to the plate and save!

For a Limited Time

No Origination Fee, Save $1,200!

 

Score big with this offer:

• No origination fee, save $1,200
• Down payment as low as 3% – 5%
• Local underwriting & servicing
We’ll coach you through every step of the process!

Origination Fee waived for purchases of primary residence through 9/30/25. Down payment stated does not include closing costs with private mortgage insurance. All loans subject to approval of credit, income verification, and property valuation.

Apply Now

We Offer

  • Loans for Purchase, Refinance, Manufactured Homes, Construction, and more.
  • Fixed Rate Loans with 15 and 30-year terms (owner-occupied and non-owner occupied)
  • Adjustable Rate Loans (ARMs)
  • First-time Homebuyer Loans

Get the house of your dreams!

Today's Rates

Fixed-Rate Mortgages as low as:

5.250% Rate
5.606% APR

Adjustable-Rate Mortgages as low as:

4.359% Rate
4.250% APR
View our Rates

Apply Now

With low rates, flexible terms, and local approval. Qualifying is easier than you think!

 

Mortgage Application

Auto Pay

Set up convenient automatic monthly payments from your CCCU account. Add through Online or Mobile Banking, or call us at (707) 445-8801.
Setting Up Auto Pay

Credit Inquiries

As credit inquiries are a matter of public record, members may experience increased unsolicited contact from other lending institutions. Individuals who prefer not to receive such calls should register their preferences at www.donotcall.gov phone #1-888-382-1222 and www.optoutprescreen.com phone # 888.5.OPT.OUT. Click here to view our Consumer Privacy Policy.

*plus closing costs with private mortgage insurance.
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